Sachin Garg leads debt services management at ICICI Bank since March 2024. He brings over 14 years of expertise in data science, analytics and digital transformation within the bank. Previously, he served as Chief Data Officer and Practice Head for Data Science and Analytics, driving large-scale cloud migration, artificial intelligence implementation and application programming interface integration. A Chartered Accountant by qualification, Sachin focuses on enhancing operational efficiency and customer experience by leveraging advanced analytics and real-time data. He has built scalable digital frameworks that enable hyper-personalised banking and robust risk management.
Denny Woo leads the project management office and strategic planning office at China CITIC Bank International. He established the enterprise PMO in 2022 and drives agile frameworks, blockchain pilots and API marketplaces. He holds a Certified Fintech Professional (Management) credential and an MBA in Finance. With over twenty years’ banking experience, he aligns technology roadmaps with business objectives to deliver complex digital initiatives on time and within budget.
Sunny Quek leads OCBC’s Consumer Financial Services division, overseeing retail banking and wealth management across Singapore, Malaysia, Indonesia and Greater China. Since joining OCBC in 2012 he has driven digital and product innovation—including next-gen programmes for youth, personalised platforms for high-net-worth clients and technology-enabled branch transformations. He holds a Bachelor of Science in Economics from the National University of Singapore and serves on the boards of OCBC Securities and Lion Global Investors.
Dennis Lee leads risk governance and service channel transformation for OCBC’s Global Consumer Financial Services. He champions a strong risk culture, leveraging data analytics, AI and surveillance to prevent fraud and protect customers. He co-chaired the MAS Payment Council workstream on mitigating e-payment fraud and chaired ABS guidelines for vulnerable consumers. With over 20 years in retail banking risk and operations, he joined OCBC in 2017 from HSBC and began his career at Citibank in 1999. He holds a Master in Business Economics from NTU and a Postgraduate Diploma in Systems Analysis from NUS.
Tan Siew Lee leads OCBC Wealth Management arm in Singapore, overseeing product development, advisory strategy and client engagement since 2005. She holds a Bachelor’s in Business from Nanyang Technological University, a Master of Science in Wealth Management from SMU and an Executive Strategy certificate from Stanford. She champions life-goals planning, digital advisory tools and intergenerational wealth programmes within OCBC’s consumer franchise.
Serene Koh leads OC’s Group Digital Business and Digital Transformation in Global Consumer Financial Services. With over 25 years in retail banking and digital strategy, she drives AI-powered straight-through processing, cross-border payments integration and inclusive design. She holds a Bachelor of Engineering from the National University of Singapore and an Executive MBA from INSEAD.
Bruce Leung serves as Head of Branch Distribution and Services Department at The Bank of East Asia, Limited (BEA), where he has been responsible for retail banking distribution management, branch network management, bancassurance, wealth management, cross-boundary business, SME banking, compliance and risk control, transformation, RegTech, and digitalisation since October 2021. With over two decades of experience in Hong Kong's banking sector, he brings extensive expertise in consumer banking, cross-boundary financial services, and digital transformation initiatives.
Prior to joining BEA, Leung held senior leadership positions at OCBC Wing Hang from January 2018 to October 2021, where he served as Assistant General Manager and Head of Sales and Distribution Department, managing the branch network and leading business development across consumer banking operations. His earlier career included significant tenure at Hang Seng Bank from 2005 to 2017, progressing through multiple senior roles including Regional Head of Personal Financial Services for South China, overseeing consumer banking operations and sub-branches across the Greater Bay Area, Fujian Province and Yunnan Province. Leung holds a Bachelor of Arts (Honours) in Quantitative Analysis for Business from City University of Hong Kong and is a Certified Financial Planner
Sanjay Wijemanne serves as Chief Operating Officer at Hatton National Bank PLC, having been appointed to this position in April 2024, following his tenure as Deputy General Manager of the Retail Banking Group since January 2018. With over 29 years of banking experience, including 14 years in corporate management, Wijemanne brings extensive expertise in digital transformation, retail banking operations, and strategic business development to his current role. Prior to joining HNB, he held senior leadership positions at Standard Chartered Bank, serving as Country Head of Retail Banking from November 2010 to March 2017, where he managed comprehensive retail banking operations and led distribution strategies.
His earlier career included significant roles at HSBC Retail Banking and Wealth Management, where he served as Head of Sales and Head of Branches, including Premier Banking services. Wijemanne commenced his banking career as a financial analyst before joining HNB as a Management Trainee, where he gained broad exposure to core banking functions and steadily progressed through the corporate banking unit. He holds a Bachelor of Science degree in Business and Finance from Mount Saint Mary's University in the United States. Throughout his career, he has demonstrated strong leadership in branch management, sales, and business development across both local and international banking institutions.
Dhiraj Mirchandaney serves as Head of Retail Banking Digital Channels at Abu Dhabi Commercial Bank (ADCB), where he leads the digital transformation of the Consumer Banking Group's retail banking operations. With over two decades of experience in digital banking and financial services, he has been instrumental in driving ADCB's digital innovation agenda and establishing the bank as a leader in mobile banking excellence across the UAE. His expertise spans digital channel management, retail banking transformation, and fintech innovation, positioning him at the forefront of the region's banking digitalisation efforts.
Prior to his current role at ADCB, Mirchandaney gained valuable experience at Emaar Properties PJSC, where he developed expertise in technology solutions and digital transformation initiatives. He also served as Chairman of the Technical Advisory Committee, demonstrating his leadership in technology governance and strategic planning. Mirchandaney holds an MBA from the Indian Institute of Management, Indore, one of India's premier business schools, providing him with a strong foundation in strategic management and business leadership.
Teh Tiong Khim serves as Group Chief Financial Officer at Hong Leong Financial Group Berhad, having been appointed to this position on 1 December 2020. With 25 years of diverse experience in senior finance roles across global business services, global IT services, and public listed companies, he brings extensive expertise in financial strategy development and commercial initiatives to his current role. His career trajectory spans large multinational organisations with exposure to different industries including banking, fast-moving consumer goods, and information technology.
Prior to joining HLFG, Teh served as Chief Financial Officer of Standard Chartered Global Business Services, where he supported the Standard Chartered Global Head of GBS in executing financial strategy and played a key role in developing various finance and commercial initiatives for the GBS network of organisations. He holds a Master of Business Administration from the University of Strathclyde, Scotland, and is a Fellow of CPA Australia. Throughout his career, he has demonstrated expertise in financial management across multinational corporations, with particular strength in developing strategic finance functions and supporting organisational transformation initiatives. At HLFG, he provides financial leadership for the diversified financial conglomerate that encompasses commercial Berhad, life and general insurance operations, and investment banking services.
So Lay Hua serves as Managing Director and Head of Group Transaction Banking at United Overseas Bank Limited, where she oversees products, digitalisation and business strategy at Group and Countries for cash management, trade finance and financial supply chain management since joining UOB in 2006. With over 35 years of banking experience across product management, sales and technology, drawn from both major foreign banks and local banks, she has been instrumental in building UOB's Transaction Banking business and continues to play an imperative role in collaboration with clients in corporate and institutional client segments.
Under her leadership, UOB Group Transaction Banking has seen strong and double-digit growth year on year, with heavy investments in people, capabilities and regional platforms solidifying UOB's positioning as a leading Transaction Bank in the region. So holds a business degree in Management Information Science and has been actively involved in establishing Singapore's digital payments infrastructure, including her work on the Fast And Secure Transfers (FAST) platform 12 years ago, which served as a catalyst for adopting digital payments in Singapore.