Driving Banking Innovation with Cloud

As digital-native banks emerge across Asia, cloud technology is playing a pivotal role in accelerating innovation, agility, and scalability in core banking. In this session, we spotlight the journey of KAF Digital Bank, one of Malaysia’s newest entrants, as it transitions to a fully SaaS-based core banking platform. Featuring Rafiza Ghazali, CEO of KAF Digital Bank, and Zannettos Zannettou, Business Solution Manager - Technology at Temenos, the discussion will explore how cloud-native architecture is reshaping customer experiences and enabling faster go-to-market strategies in a highly competitive environment.

  • Key challenges and lessons learned during a core banking transformation journey to the cloud.
  • Real-world outcomes from implementing a SaaS core banking platform, from operational gains to enhanced customer delivery.
  • Strategic guidance for banks evaluating cloud or SaaS models in their digital transformation roadmap. 

Rafiza Ghazali

CEO, KAF Digital Bank

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